# Finance - some random thoughts **URL:** \ **Category:** Concepts\ **Created:** [March 25, 2021, 10:12am UTC](https://forum.johnnydecimal.com/t/finance-some-random-thoughts/70 "2021-03-25T10:12:27Z")\ **Posts on this page:** 9\ **Page:** 1
**Author:** ![dixonge](https://forum.johnnydecimal.com/user_avatar/forum.johnnydecimal.com/dixonge/32/10_2.png) [@dixonge](https://forum.johnnydecimal.com/u/dixonge)\ **Post date:** [March 25, 2021, 10:12am UTC](https://forum.johnnydecimal.com/t/finance-some-random-thoughts/70/1 "2021-03-25T10:12:27Z")
I have long had a Financial & Legal folder. The JD example equivalent would be 20-29 Finance. But on a personal level, what is ‘Finance’? I presume it to mean ‘financial’ - and I think some categories are more obvious than others. Investing, purchase receipts, banking, taxes, loans. Those are definitely financial at their core. But what about Insurance? Retirement, are their aspects that are _not_ financial? Think of all your app and service monthly payments. The payments are financial, but the services and apps are not necessarily so. I probably overthink this… ---
**Author:** ![johnnydecimal](https://forum.johnnydecimal.com/user_avatar/forum.johnnydecimal.com/johnnydecimal/32/1759_2.png) [@johnnydecimal](https://forum.johnnydecimal.com/u/johnnydecimal)\ **Post date:** [March 25, 2021, 6:41pm UTC](https://forum.johnnydecimal.com/t/finance-some-random-thoughts/70/2 "2021-03-25T18:41:14Z")
It depends how your system is set up. Remember, your thinking is supposed to go like this: 1. I need to find a thing! It’s my tax return from 2018. 2. I’ll open my file system because I know it’s going to be there. 3. Now, I have _at most_ ten areas that it can be in. Which one is it? 4. You’re now in an area, and you repeat the process with the _at most_ ten categories. 5. Success. Ties in with the [conversation](https://forum.johnnydecimal.com/t/two-random-questions-misc-and-meta/67/6) about a ‘miscellaneous’ folder. Miscellaneous is fine as long as the system above doesn’t break down. ---
**Author:** ![canion](https://forum.johnnydecimal.com/user_avatar/forum.johnnydecimal.com/canion/32/5_2.png) [@canion](https://forum.johnnydecimal.com/u/canion)\ **Post date:** [March 27, 2021, 3:25am UTC](https://forum.johnnydecimal.com/t/finance-some-random-thoughts/70/3 "2021-03-27T03:25:24Z")
This is how I currently have my `Finance & Legal` section set up. Of course, it’s all subject to change, but at the moment it’s working quite well. ![CleanShot 2021-03-27 at 11.24.19@2x](https://forum.johnnydecimal.com/uploads/default/original/1X/7f41570129d4486217da9e0b33b378bc99706b93.png) Is `Vehicle` part of Finance? Probably not really - but in my mind it is. so I put it there. ---
**Author:** ![johnnydecimal](https://forum.johnnydecimal.com/user_avatar/forum.johnnydecimal.com/johnnydecimal/32/1759_2.png) [@johnnydecimal](https://forum.johnnydecimal.com/u/johnnydecimal)\ **Post date:** [March 27, 2021, 6:52am UTC](https://forum.johnnydecimal.com/t/finance-some-random-thoughts/70/4 "2021-03-27T06:52:24Z")
> [@canion](#): > > but in my mind it is. so I put it there. # YESSSSSSSSS ✊ ---
**Author:** ![cobblepot](https://forum.johnnydecimal.com/letter_avatar_proxy/v4/letter/c/dec6dc/32.png) [@cobblepot](https://forum.johnnydecimal.com/u/cobblepot)\ **Post date:** [April 2, 2021, 12:41am UTC](https://forum.johnnydecimal.com/t/finance-some-random-thoughts/70/5 "2021-04-02T00:41:23Z")
> [@canion](#): > > Is `Vehicle` part of Finance? Probably not really - but in my mind it is. so I put it there. I have `cars` in `Finance` also! If it is an object that costs me money, it’s likely in my finance folder. ---
**Author:** ![canion](https://forum.johnnydecimal.com/user_avatar/forum.johnnydecimal.com/canion/32/5_2.png) [@canion](https://forum.johnnydecimal.com/u/canion)\ **Post date:** [April 3, 2021, 2:16pm UTC](https://forum.johnnydecimal.com/t/finance-some-random-thoughts/70/6 "2021-04-03T14:16:13Z")
Aren’t depreciating assets fun?! ---
**Author:** ![dixonge](https://forum.johnnydecimal.com/user_avatar/forum.johnnydecimal.com/dixonge/32/10_2.png) [@dixonge](https://forum.johnnydecimal.com/u/dixonge)\ **Post date:** [April 3, 2021, 3:10pm UTC](https://forum.johnnydecimal.com/t/finance-some-random-thoughts/70/7 "2021-04-03T15:10:42Z")
Doesn’t that cover almost all things? ---
**Author:** ![johnnydecimal](https://forum.johnnydecimal.com/user_avatar/forum.johnnydecimal.com/johnnydecimal/32/1759_2.png) [@johnnydecimal](https://forum.johnnydecimal.com/u/johnnydecimal)\ **Post date:** [April 3, 2021, 9:30pm UTC](https://forum.johnnydecimal.com/t/finance-some-random-thoughts/70/8 "2021-04-03T21:30:50Z")
I’ve designed my life around not owning a car. Yeah, I might pay a bit more in rent because I live close to the city, but now I can walk or cycle most places and I’m not paying $10k/year to keep a tonne of rusting metal on the driveway. ---
**Author:** ![cobblepot](https://forum.johnnydecimal.com/letter_avatar_proxy/v4/letter/c/dec6dc/32.png) [@cobblepot](https://forum.johnnydecimal.com/u/cobblepot)\ **Post date:** [April 6, 2021, 3:49am UTC](https://forum.johnnydecimal.com/t/finance-some-random-thoughts/70/9 "2021-04-06T03:49:44Z")
Not for me. I don’t include people that cost me money (personal, family), job stuff, education or medical (not ‘objects’), but do include housing, cars, etc. I guess ‘computer’ is separate, so that’s an exception.